Increasing numbers of final-salary pension schemes are closing to new joiners and current staff.
According to the Pension Protection Fund and the Pensions Regulator, the amount of final-salary schemes still open to new recruits in the private sector fell last year from 18% to 16%,.
It also found that a quarter of schemes stopped existing members increasing their pension, up from 21% in 2010.
The review – the Purple Book – said: "The proportion of memberships in open schemes fell from 34% to 31% in 2011 while the proportions closed to new members and new accruals rose from 60% to 62% and from 5% to 6% respectively."
It also stated: "Scheme funding for the PPF-eligible universe of defined-benefit pension schemes deteriorated markedly between end-March and end-December 2011."
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